Pet Insurance for Cavoodle
Pet Insurance Australia has been helping owners protect their Cavoodles for years, with cover for the breed-specific conditions this much-loved crossbreed can inherit, from luxating patella and hip dysplasia to heart disease.
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Meet The Cavoodle
Intelligent, affectionate and endlessly loving, the Cavoodle is about as close to a natural lap dog as you will find. The breed forms strong bonds with its family and wants to be in the middle of whatever is happening, whether that is a walk around the block, a game with the kids, or simply curling up on the couch for a cuddle.
Cavoodles are adaptable, highly trainable and just as content in an apartment as a busy family home, with a curly, low-shedding coat that suits allergy sufferers. But as a crossbreed they can inherit conditions from both parent breeds, so responsible ownership, and the right health cover, matters from day one.
Claim Up To
$35,0002
Per Year
Common Claims For Cavoodles
Known for their affectionate nature, low-shedding coat, and playful personality, the Cavoodle, like all dog breeds, can be prone to specific health issues. This table shows just how expensive common conditions can be. With our pet insurance, you can claim back a portion of these costs and avoid large out-of-pocket expenses.
| COMMON CLAIMS | MAXIMUM CLAIM |
|---|---|
| Tissue Damage or Fracture | $2,213.06 |
| Ear Conditions | $1,245.00 |
| Gastrointestinal Tract Conditions | $2,215.25 |
| Muscle/Skeletal Condition | $4,116.25 |
| Arthritis | $928.30 |
| Intervertebral Disc Disease (IVDD) | $4,669.82 |
| Neoplasia | $4,700.50 |
| Mass Lesion | $10,035.90 |
| Neurological Condition | $4,604.00 |
| Skin Conditions Allergy | $1,509.24 |
Common Health Conditions
For Cavoodles
- Hip Dysplasia: This is a Cavoodle health problem in which the head of the femur doesn’t fit into the hip socket correctly. This leads to arthritis, mobility issues, and joint pain. Physiotherapy, correct diet, exercise, and surgery are all options to alleviate the symptoms of this condition.
- Luxating Patella: This health issue occurs when the kneecap (patella) moves or dislocates entirely and is often seen in small breeds like the Cavoodle. Once diagnosed, your vet can recommend the best option to help your furry companion feel more comfortable.
- Epilepsy: Cavoodles are prone to epilepsy, which usually develops between 1 and 5 years of age. They’ll have seizures, the cause of which is often unknown. Pet insurance can help you with unexpected vet emergencies, such as diagnosing and treating your Cavoodle.
- Mitral Valve Disease (MVD): This Cavoodle health issue stems from the Cavalier King Charles Spaniel and causes the heart’s mitral valve to degenerate. Early detection through vet checkups is vital to manage its impact and severity.
- Ear Infections: Due to the floppiness of the Cavoodle ear, it’s prone to infections if the ears are not cleaned regularly. Your vet can advise on the best ear-cleaning methods and products and prescribe antibiotics should an infection be found.
- Dental Issues: Many Poodle breeds suffer from dental malalignment, where the teeth grow abnormally. Regular vet dental checkups can detect any dental issues early, with baby teeth often removed to improve the angle of growth of adult teeth.
- Progressive Retinal Atrophy (PRA): Cavoodles are prone to developing PRA due to the breed of both parents carrying the genes. With PRA, your Cavoodle’s retina gradually deteriorates, eventually leading to blindness. Your vet can advise you on how to manage this disease; however, it’s not curable.
- Allergies & Skin Conditions: Cavoodles have hypoallergenic coats but can suffer from allergies or skin conditions. These may be environmental (pollen, grasses, etc.) or dietary (sensitive GI tract). Regular grooming and a vet-prescribed diet can help manage these Cavoodle health problems.
Get your first 2 months free when you sign up1
Flexible Cover Options
For Your Cavoodle
Finding the right pet insurance for your Cavoodle doesn’t need to be confusing. It should be as straightforward as giving them a belly rub! With Pet Insurance Australia, one plan does it all, and you decide how it works.
| Option | What It Means | Your Choices | Why |
|---|---|---|---|
| Annual benefit limit2 | This is the maximum amount you can claim for per policy period, subject to any applicable excess, for eligible accidental injuries and illnesses, as well as emergency boarding. Booster Care and Routine Care (non insurance benefit) are subject to their own limits. | $15,000; $25,000 and $35,000 | Lower for budget-conscious premiums; higher if you want more protection. |
| Benefit Percentage14 (Reimbursement) | The percentage of the eligible vet bill we will cover before the applicable annual excess is applied. Where applicable, it is also subject to the annual benefit limit or Booster Care limit. | 70%, 80%, 90% | Higher % can allow you to claim more back on your eligible vet bills. |
| Annual Excess4 | The amount you may contribute to your claim. The annual excess applies to each eligible claim in the policy period until fully paid. | $0, $100, $300, $600* *$600 annual excess not available with 70% benefit percentage | Choose a higher annual excess to help lower your premium. Just remember you may pay more out of pocket at claim time. |
| Routine care add-on7 | Optional non-insurance benefit to cover for everyday care such as vaccinations, microchipping, flea/tick | An optional benefit which you can add to your policy | Add for additional vet-cost cover. |
| Specified dental conditions add-on (Booster Care13) | Optional cover for specified dental conditions, subject to the Booster Care limit of $2500 | An optional benefit which you can add to your policy | Add for extra vet-cost protection; Great for breeds prone to dental issues. |
| Specialised therapies add-on (Booster Care13) | Optional cover for specialised therapies, subject to the Booster Care limit of $2500 | Add to your policy or skip | Add to boost vet-cost protection; skip to lower premium |
| Waiting periods | The time from your policy start date when your pet isn’t covered for certain conditions or benefits in the first year you first obtained cover for them. If a condition exists or occurs during the waiting period, it will be considered a pre-existing condition and may be excluded from cover. | Accidental injury – 2days Illness – 30days Cruciate Ligament Conditions – 6 months Specified dental conditions (Booster Care) – 6 months Behavioural conditions (Booster Care)– 30days | Starting early helps ensure your pet is covered sooner rather than later |
| Multi-pet discount12 | A percentage saving when you insure more than one pet. | Get 5% off for each additional pet you insure after the first, up to 15% max.* Example: 2nd pet: 5% | Helpful for multi-pet households. |
| Choice of vet | Use any licensed vet in Australia, other than yourself. | Included on all policies | Continue care with your preferred vet |
Want To Learn More? See Everything Our Dog Insurance Covers
Flexible Cover Options For Your Cavoodle
Finding the right pet insurance for your Cavoodle doesn’t need to be confusing. It should feel as straightforward as giving them a belly rub! With Pet Insurance Australia, one plan does it all, and you decide how it works.
Annual Benefit Limit2
What It Means
This is the maximum amount you can claim for per policy period, subject to any applicable excess, for eligible accidental injuries and illnesses, as well as emergency boarding.
Booster Care and Routine Care (non insurance benefit) are subject to their own limits.
Your Choices
$15,000; $25,000 and $35,000
Why
Lower for budget-conscious premiums; higher if you want more protection.
Benefit Percentage14 (Reimbursement)
What It Means
The percentage of the eligible vet bill we will cover before the applicable annual excess is applied.
Where applicable, it is also subject to the annual benefit limit or Booster Care limit.
Your Choices
70%, 80%, 90%
Why
Higher % can allow you to claim more back on your eligible vet bills.
Annual Excess4
What It Means
The amount you may contribute to your claim. The annual excess applies to each eligible claim in the policy period until fully paid.
Your Choices
$0, $100, $300, $600*
*$600 annual excess not available with 70% benefit percentage
Why
Choose a higher annual excess to help lower your premium. Just remember you may pay more out of pocket at claim time.
Routine Care Add-On7
What It Means
Optional non-insurance benefit to cover for everyday care such as vaccinations, microchipping, flea/tick
Your Choices
An optional benefit which you can add to your policy
Why
Add for additional vet-cost cover.
Specified Dental Conditions Add-On (Booster Care13)
What It Means
Optional cover for specified dental conditions, subject to the Booster Care limit of $2500
Your Choices
An optional benefit which you can add to your policy
Why
Add for extra vet-cost protection; Great for breeds prone to dental issues.
Specialised Therapies Add-On Add-On (Booster Care13)
What It Means
Optional cover for specialised therapies, subject to the Booster Care limit of $2500
Your Choices
Add to your policy or skip
Why
Add to boost vet-cost protection; skip to lower premium
Waiting Periods
What It Means
The time from your policy start date when your pet isn’t covered for certain conditions or benefits in the first year you first obtained cover for them.
If a condition exists or occurs during the waiting period, it will be considered a pre-existing condition and may be excluded from cover.
Your Choices
Accidental injury – 2days
Illness – 30days
Cruciate Ligament Conditions – 6 months
Specified dental conditions (Booster Care) – 6 months
Behavioural conditions (Booster Care)– 30days
Why
Starting early helps ensure your pet is covered sooner rather than later
Multi-Pet Discount12
What It Means
A percentage saving when you insure more than one pet.
Your Choices
Get 5% off for each additional pet you insure after the first, up to 15% max.*
Example:
2nd pet: 5%
Why
Helpful for multi-pet households.
Choice Of Vet
What It Means
Use any licensed vet in Australia, other than yourself.
Your Choices
Continue care with your preferred vet
Why
Helpful for multi-pet households.
Caring For A Cavoodle
Cavoodles rank among the most trainable breeds, thanks to their intelligence and genuine eagerness to please, so most pick up commands quickly. Positive reinforcement gets the best results, with treats, praise and playtime doing far more than correction ever will. Their natural social skills make introductions to other animals and new people straightforward, and consistent training from the start helps manage their tendency to bark at visitors and strangers.
The Cavoodle’s curly, low-shedding coat needs brushing at least weekly to prevent matting, along with a professional trim every six to eight weeks. Regular ear cleaning helps prevent infections in those floppy ears, teeth brushing guards against dental problems, and a monthly bath keeps them fresh. As cuddly as they are, Cavoodles are lively dogs that need at least 30 minutes of activity each day, plus puzzle toys and interactive games to keep their minds busy and head off destructive behaviour.
Cavoodles adapt happily to apartment living or a busy family home, and their patient, gentle nature suits families with children of all ages. They are indoor dogs at heart, needing human company and feeling the cold easily, and they can become stressed if left outside away from the family. When choosing a puppy, look for a reputable breeder who screens for the hereditary conditions common in both parent breeds, raises litters in a clean environment, begins socialisation before puppies go home, and offers ongoing advice afterwards.
Fast Facts
Average Height
25 – 38cm
Average Weight
5 – 12kg
Temperament
An intelligent, affectionate, loyal, & loving companion who enjoys being a part of daily activities
Lifespan
13 – 15 years
Known Genetic Issues
Hip Dysplasia, Luxating Patella, Ear Infections, Dental Issues
Country of Origin
Australia
Exercise Requirements
Cavoodles are lively and energetic dogs requiring moderate exercise.
Coat
A curly or feathered coat, making them low-shedding and suitable for allergy sufferers.
Coat Colours
Red, ruby, apricot, cream, chocolate, and black, alongside multi-coloured patterns like Blenheim, phantom, parti, and tri-colour
Get Started with Pet Insurance Australia
Pet Insurance Australia is here to back your best mate with flexible options and fast claims. Get a quote today and explore pet insurance for Cavoodles in Australia – made to support your dog’s health every step of the way.
