Our pets are beloved members of our family, which is why we want to provide them with the best healthcare possible. Unfortunately, veterinary bills can be expensive, which is why, in Australia, an astonishing 10% of veterinary treatment cases lead to pets being put to sleep every year. Fortunately, by purchasing insurance, your pets may be able to receive the treatments they need.
Given the statistic above, it’s easy to see why dog and cat insurance is one of the fastest growing forms of insurance in Australia, but we believe there are still far too many cats and dogs that remain uninsured. If you want to find out why so many pet lovers think that insurance is a necessity, don’t hesitate to contact our friendly professionals. We understand that you may want to compare your cover options, so our friendly professionals are happy to help.
We started our business as a family that’s truly passionate about pets, and we’ve since grown to become one of the most highly recommended pet insurance providers in the nation. We aim to make obtaining great value insurance for your pets as straightforward as possible, which is why you can get a quote using our website in the space of a few minutes. Once you’re insured with Pet Insurance Australia, you can feel confident with our top customer service for the entirety of your pet’s life. If you need to make a claim, you can again use our simple online tools. Of course, there’s always somebody on the other end of the phone should you need to discuss an issue with us directly, and you can always expect a prompt and professional service.
If you want to know that you’re financially prepared for events that may occur in your pet’s life, then you ought to consider pet insurance and can get in contact with our highly experienced and passionate specialists.
Michael from Sydney saved almost $5,000 on vet bills thanks to Pet Insurance Australia. Eight months ago Michael bought an eight week-old Bullmastiff called Floyd and immediately signed up for pet insurance. And it’s just as well he did! Since then Floyd has developed hip dysplasia, a pre-cursor to an arthritic hip, and cost Michael $4,808 in vet bills.
“I took out a policy when our cavalier was 10 weeks old. He was a normal healthy boy. Due to an accident when he was 3 we have had major surgery on both back legs 4 times. He is now 8 yrs old and is still leading a normal happy life. PIA has always been brilliant and I would highly recommend them. Yes, the premium goes up each year but as he gets older his needs will get more so that is the reality of having a fur baby. It has definitely been worth having.” – Dec 2019
“I have been using Pet Insurance Australia for both of my dogs for nearly 10 years. I would not hesitate to recommend them to anyone. As a matter of fact, I have recommended them to a lot of people. So far they have been easy to deal with and all my eligible claims, from elbow dysplasia surgery to stereotactic radiotherapy, have been paid for no questions asked and now they got even better with GapOnly.” – Jan 2020
Pet Insurance Australia is a family owned pet insurance business, catering for the needs of Australian pet owners and their pets. As proud pet owners ourselves with a passion for pets, we know just how important pets are to their owners. Compare our offers if you are interested, we provide quick quotes for Australian customers.
We provide a range of pet insurance cover options for pet owners, whether you live in a large city or a remote part of the country. Because we deal only with pet insurance, we can offer our clients excellent value for money and a highly efficient claims service.
As with any other type of cover, the main reason that our clients choose to insure their dogs and cats are for the peace of mind that it provides them. Unfortunately, veterinary bills can be expensive, especially in the event that your pet should fall seriously ill. Pet Insurance Australia wants to provide you with the best possible options for your pet – cat or dog. Knowing that you have the assistance of pet insurance for treatment when your pet needs it most can be a great comfort at such times.
Once your pet insurance policy starts and as long as you continue to renew it and keep it up to date (with renewals subject to the terms and conditions of the renewal policy), you can rely on us to reimburse up to 80% of the eligible veterinary costs on Comprehensive Cover and Major Medical Cover* and up to 90% subject to annual condition limits on Pet Essentials^; no matter how many claims you make during the lifetime of your pet. Browse our testimonials to see what our customers are saying.
^benefit percentage for Pet Essentials will stepdown to 65% for pets over the age of 8 years. $1,000 annual condition limit applies.
As all pet owners will surely agree, no cat or dog is the same as another. They’re all unique and inimitable in their own special ways. For that reason, Pet Insurance Australia presents pet owners with a broad range of cover options so that they can choose the most suitable pet insurance policy for their cat or dog. Your pet’s health is a top priority, so call us today to find out more.
At Pet Insurance Australia we love rescue pets and also understand that obtaining their history can be very difficult. We only require the veterinary history of your pet from the time you took ownership. If you can provide us with proof of ownership may also be required, we will only request veterinary history from that date onwards. Your full veterinary history will be required for your initial claim and will be kept on record for future claims.
Yes. Once your pet is accepted and as long as you continue to renew your policy and pay your premiums with no break or gap in cover, your pet will be covered for eligible vet expenses for life (with cover subject to the applicable terms and conditions of the policy for each renewal period). You can apply for Pet Essentials cover as long as your pet is over 8 weeks of age and younger than 12 years. For Comprehensive and Major Medical cover, pets need to be over 8 weeks of age and younger than 9 years.
All of our claims are looked at on an individual basis, however, if a condition has shown signs or symptoms prior to the commencement date of coverage or within the applicable waiting periods, then it is excluded as a pre-existing condition. Clients may apply for a pre-existing condition review after the policy has been kept for 18 months from the original policy’s commencement date and a vet has certified and provided veterinary records that there have been no signs and symptoms or reoccurrence of that pre-existing condition to the date of review. Further information can be found in our Product Disclosure Statements under the “Pre-Existing condition review” section.
Yes. At Pet Insurance Australia we cover for hereditary and congenital conditions as long as there are no signs or symptoms of that condition prior to the commencement of your policy or within the applicable waiting period.
Pet Insurance Australia is proud to offer the GapOnlyTM service at participating vets, meaning for eligible treatments, clients will only need to pay the gap between the pet insurance benefit and vet’s invoice. If your current vet is not signed-up to utilise the GapOnlyTM service, clients can send their claim documents by post or lodge their claim via the online Pet Portal. All claim reimbursements are subject to the policy terms and conditions, exclusions, limits and excess.
At Pet Insurance Australia we love pets of all shapes and sizes. However, at this stage, we only offer insurance for cats and dogs. Breeds of cats and dogs that have been listed by your State or Territory as dangerous, prohibited or restricted are not covered.
*Offer is subject to the terms and conditions of the Pet Insurance Australia (PIA) policy. Offer applies to new PIA Pet Insurance policies purchased using the promo code PIA254LIFE before 23/03/2020. Offer does not apply to a continuation of any current or previous pet insurance policies you hold issued by The Hollard Insurance Company Pty Ltd. Discount applies for the life of your pet (as long as there is no break in cover) and is calculated as one quarter of your annual premiums spread evenly over each policy period and deducted from each premium instalment. The discount will be factored into your premium displayed on your Certificate of Insurance each year unless advised otherwise. Please note that your premium will still increase each year in accordance with the policy terms and conditions. This offer cannot be used in conjunction with any other offer. PIA may vary, amend, extend or withdraw this offer at any time without notice.
This offer is only valid on policies purchased before 23/03/2020 and the discount ceases to apply where there is a break, gap or change in your level of cover.
Terms, conditions, waiting periods and limits apply. Pet Insurance Australia is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436) (Hollard), is distributed and promoted by Pet Insurance Australia Pty Ltd (ABN 85 113 507 850; AR 326233) (Pet Insurance Australia) and administered by PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183) (PetSure). Pet Insurance Australia acts as an authorised representative of Petsure. Any advice provided is general only. Please consider the Product Disclosure Statement available from www.petinsuranceaustralia.com.au in deciding whether to acquire or continue to hold, Pet Insurance Australia Pet Insurance.