At Pet Insurance Australia, we understand that your pets are more than just animals – they’re family.
That’s why we offer award-winning* pet insurance policies to protect your furry friend’s health and wellbeing.
With coverage for specified accidental injury, illnesses, you can rest easy knowing that your loyal companions are protected, no matter what.
From our friendly customer service to our comprehensive coverage and fast claims processing, our customers appreciate the level of protection they get from choosing Pet Insurance Australia.
So why not take the first step and join the thousands of pet owners who trust us to protect their furry family members?
That’s why we are committed to providing pet insurance cover options to help protect furry family members by providing financial assistance towards eligible treatment costs.
With our easy-to-navigate website, you can quickly compare our plans, and the cost of pet insurance to find the perfect policy for your cat or dog. Plus, get a quick quote or make a claim for your pet’s accident or illness all at the click of a button.
At Pet Insurance Australia, we know that cat and dog owners lead very busy lives, which is why we have designed our dog and cat insurance plans to ensure they are easy to understand. Plus, our online system is quick and simple to use whether to gain a quote or make a claim.
So why wait? Get started today and see just how simple and straightforward pet insurance can be with Pet Insurance Australia.
By choosing Pet Insurance Australia, we know that cat and dog owners lead very busy lives, which is why we have designed our dog and cat insurance plans to ensure they are easy to understand. Plus, our online system is quick and simple to use whether to gain a quote or make a claim.
Pet insurance is a type of insurance policy designed to help pet owners cover the cost of veterinary expenses for their pets. Similar to health insurance for humans, pet insurance provides financial protection in the event that your pet becomes ill, injured, or requires medical treatment. This may encompass surgery, medications and routine care such as vaccinations, microchipping and desexing.
Following your pet’s treatment by a veterinarian, you settle the bill directly with your vet and subsequently submit a claim to your insurance provider. If the claim is approved, the insurance company will reimburse you for a portion of the incurred expenses. The amount reimbursed will depend on the type of policy you hold and any caps, limits and excess that are included in the insurance policy.
Pet insurance is one of the fastest growing forms of insurance in Australia and there’s a range of cat insurance and dog insurance plans available covering eligible vet expenses for the treatment of cat and dog illnesses and accidents. Depending on the chosen level of coverage, plans cover routine care* items such as vaccination, desexing and micro-chipping through to acute and chronic conditions such as arthritis, snake bites, car accidents, cancer and much more.
If you want to find out more about dog or cat insurance plans or our routine care* cover don’t hesitate to contact one of our friendly PIA Policy Experts who are always ready to help.
At Pet Insurance Australia, we are passionate about dogs and cats of all shapes and sizes. Whether your breed is a large expensive purebred, a small, loveable mixed breed, or a precious rescue pet, Pet Insurance Australia can help you prepare for unexpected veterinary costs so you can concentrate on your canine companion during times of need without the worry and stress financial pressure can bring.
As a multi-awarding winning pet insurance provider (who only specialises in pet insurance), we understand the needs of pet parents around Australia and offer a range of pet insurance policies that can help towards the costs of expensive treatments for the health and wellbeing of your four-legged best friend.
Major Medical & Comprehensive Limits
Claim up to $30,000* per year.
Claim Up to 80% Back*
Claim up to 80% of eligible vet bills.
Free Vet Chat
Complimentary access to VetChat – 4 x consults per month.
Claim your benefit on the spot at participating vets and only pay the gap on eligible claims.
To start, simply click the “Get a Quote” button on the website and provide some basic information about your cat or dog, such as the age of your pet, their breed and gender.
Our online quote system can generate a range of policy options for your cat or dog.
After you have reviewed the dog or cat insurance policy options you can select the coverage level that best suits your pet. The cost of pet insurance will also be visible allowing you to make the best choice for your needs and budget.
Pet Insurance Australia offers a variety of cat and dog policy options, from basic coverage to comprehensive protection for specified accident, illness, and routine care*.
Once you have selected the policy that best suits your cat or dog, you can submit your application online and pay the premium using our secure payment system. At Pet Insurance Australia we have different payment options including fortnightly, monthly, or yearly.
If your application for pet insurance is approved, you will receive your policy documentation with details of your dog or cat insurance plan. Cover will start from midnight on the day of application. Waiting periods do apply for illness conditions and Cruciate Ligament claims. View all FAQ for more information.
Regardless of the age of your pet, if you maintain continuous coverage for your cat or dog, your pet can be covered for life under the terms and conditions of your renewing policy*.
Our cat and dog policy options are designed to provide protection throughout your pet’s life. Depending on the plan chosen, benefits can include eligible vet bills for microchipping or vaccinations right through to cancer treatments such as lymphoma or squamous cell carcinoma.
A pre-existing condition is any condition or illness that has occurred to your pet before signing up for pet insurance.
At Pet Insurance Australia, we have two categories of pre-existing conditions – Chronic condition and Temporary condition.
A Chronic condition will permanently be excluded from your policy.
However, a Temporary condition can be covered if your pet has shown no signs or symptoms in 18 months.
Find out what it means when your pet has a pre-existing condition, when and why they are eligible for review and how to apply to have a pre-existing exclusion lifted from your policy.
Pet Essentials – Specified Accidental Injury and Illness Cover (subject to an annual condition limit).
Comprehensive Cover – specified Accidental Injury and Illness Cover^.
Major Medical Cover – Specified Accidental Injury, Illness and Routine Care Cover (non-insurance benefit).
The Waiting Periods that apply are:
30 days – for Conditions covered under the Illness Cover.
6 months – for Cruciate Ligament Conditions (may be waived on application, refer to the Product Disclosure Statement for more information.
Specified accidental injuries are covered from 11:59pm from the commencement date of the first policy period.
With all pet insurance there are general exclusions.
At Pet Insurance Australia we also have some general exclusions that will affect your coverage. Unless the relevant item appears on your Certificate of Insurance, we don’t provide cover or pay benefits for:
For more information on what is not covered in our policies take a look at our Product Disclosure Statement (PDS) under important notices on our website.
Yes. We cover for hereditary and congenital conditions as long as there are no signs or symptoms of that condition prior to the commencement of your policy or within the applicable waiting period.
At Pet Insurance Australia, we’re a family-owned business with 30 years of experience in the pet industry.
We’re passionate about providing comprehensive pet insurance policies to help protect your furry family members.
As pet owners ourselves, we understand the joy that pets bring to our lives, as well as the heartbreak of losing them. That’s why we specialise exclusively in pet insurance, with a focus on providing coverage for specified accidental injury and illness.
We’re committed to honesty and transparency in our policies, and we provide a range of resources to help you make an informed decision about the coverage that’s right for you and your pet.
With Pet Insurance Australia, you can rest assured that your pet is always in good hands.
*2 Month Offer Terms & Conditions can be viewed by clicking here
Pet Insurance Australia policies entered into for the first time prior to 8 May 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted, distributed and arranged by PetSure’s Authorised Representative (AR) Pet Insurance Australia Pty Ltd ABN 85 113 507 850, AR 326233 (PIA). Pet Insurance Australia policies entered into for the first time on or after 8 May 2023 and subsequent renewals of those policies are issued by PetSure and promoted, distributed and arranged by PetSure’s AR, PIA. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsuranceaustralia.com.au.
We understand that there are times when our customers may be feeling vulnerable due to a range of factors. In these situations, we are committed to taking extra care and recognise these vulnerabilities can give rise to unique needs, which can change over time or in response to particular situations. If you are experiencing vulnerability and would like more information on the extra care we can provide please email us on email@example.com. You can also access our underwriter’s Family Violence Policy here, and their website also contains additional accessible ways you can contact us.