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Customise your pet insurance premium

“We give you flexibility and choice, while still retaining 80% cover.”

Tailor your pet’s insurance policy to fit your budget and needs

Each dog or cat can have its own policy, offering different types of cover, such as our accidental injury cover or our accidental injury plus illness cover. You also have the ability to add our Routine Care option to your insurance plan.

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Save Money on your Pet Insurance Premiums

One of the best ways to lower your premium is to share in some of the risk with us. This is done by choosing a higher Excess. You are able to tailor this for each insured pet, providing you with complete flexibility to choose the best option for your budget.

Our Cover Options

Accidental Injury Cover

Covers veterinary treatment related to Accidental Injury*2 only!

Our Accidental Injury plan covers 80%*1 of your vet bill related to accidents suffered by your dog or cat, less your choice of either $0 or $100 or $200 annual excess per incident or condition.

Additional Benefits:

Emergency Boarding fees

We pay up to $20.00 p/d (up to a maximum of $500 per year) for boarding at a licensed boarding facility, if you are hospitalised for more than 5 days.

Overseas Pet Travel Insurance

We pay for eligible vet costs that your dog/ cat has incurred, whilst it is on holiday with you, in destinations where your dog or cat is not required to be quarantined on return to Australia.

Discounts: up to 15%

Accidental Injury + Illness Cover

Covers veterinary treatment related to Accidental Injury*2 only!

Our Accidental Injury plan covers 80%*1 of your vet bill related to accidents suffered by your dog or cat, less your choice of either $0 or $100 or $200 annual excess per incident or condition.

Additional Benefits:

Emergency Boarding fees

We pay up to $20.00 p/d (up to a maximum of $500 per year) for boarding at a licensed boarding facility, if you are hospitalised for more than 5 days.

Overseas Pet Travel Insurance

We pay for eligible vet costs that your dog/ cat has incurred, whilst it is on holiday with you, in destinations where your dog or cat is not required to be quarantined on return to Australia.

Discounts: up to 15%

Major Medical Cover

Covers veterinary treatment related to both Accidental Injury*2 and Illnesses*2 plus Routine Care.

Reimburses 80%*1 of your vet bill related to accidents and Illness less a $200 annual excess per condition or incident.

Additional Benefits:

Emergency Boarding fees

We pay up to $20.00 p/d (up to a maximum of $1200 per year) for boarding at a licensed boarding facility, if you are hospitalised for more than 5 days.

Overseas Pet Travel Insurance

We pay for eligible vet costs that your dog/ cat has incurred, whilst it is on holiday with you, in destinations where your dog or cat is not required to be quarantined on return to Australia.

Tick Paralysis benefit

We pay an annual benefit limit of $1000 for vet costs relating to the treatment of paralysis ticks.

Discounts: up to 15%
We offer an incremental 5% discount for each additional pet you insure after the first month, up to a maximum discount of 15%.
Example: 2nd pet 5%, 3rd 10% 4 and more 15%

*1 Subject to stated benefit limits, policy terms and conditions and the excess level you have selected.

*2 These are defined policy terms with specific meanings. Please see Part B of the policy document for a definition of the terms.

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What is routine care cover?