Is Pet Insurance Worth It for a Puppy or Kitten?
Wondering if you should sign-up your new furry family member for pet insurance? Pet Insurance Australia takes a look at the importance of insuring your puppy or kitten.
Inviting a new puppy or kitten into your home can be a wonderful experience. The pitter-patter of tiny pads is a delightful journey full of love and laughter. Before the kitten or puppy arrives home many pet owners are super-organized with collars, leads, bedding, bowls and ample toys ready at hand. But what about pet insurance?
When it comes to pet insurance there are some very important things to consider. One of the biggest is; pre-existing conditions. These are conditions that insurance providers generally do not cover.
For example; if your pet was treated and diagnosed for a skin condition at the veterinary clinic before you took out your pet insurance policy, skin conditions would be considered ‘pre-existing’ meaning that for the life-time of your policy you would not be able to claim for anything skin related.
Signing up to pet insurance during puppy-hood or kitten-hood may help prevent the occurrence of pre-existing conditions.
For many first-time pet owners, understanding the costs involved in veterinary care can be rather shocking on their first serious trip to the vet. It’s a good idea for possible pet owners to get a good understanding of how much their pet could cost during common sickness, illness or injury to weigh-up whether pet insurance would financially help during these possible scenarios.
Is pet insurance worth it for indoor cat?
Pet insurance can help pet owners cover unseen medical expenses that can occur with any pet, regardless of their living situations.
Depending on your level of chosen cover, pet insurance can also help towards the day-to-day care of your pet. This can include eligible vet visits, however it’s important to read your Product Disclosure Statement (PDS) to understand the terms and conditions of your policy and know what limits, exclusions and waiting periods apply for regular vet visit claims.
At Pet Insurance Australia, all pet insurance policies receive a $300.00 annual limit for eligible veterinary consultations.
Pet Insurance Australia offers pet insurance for pets that can save you up to 80% of your eligible veterinary bills, depending on the type of cover, limits, waiting periods and pre-existing conditions.
How much is pet insurance for a puppy or kitten?
Pet insurance costs for a puppy can vary depending on your chosen pet insurance company, where you and your pet primarily live and the species, breed and age of your pet. At Pet Insurance Australia, a free quote tool at www.petinsuranceaustralia.com.au can offer a quick and easy idea of costing for your level of cover.
Policyholders also need to understand that premiums will increase yearly, due to your pets age and the cost of available medical treatments for pets.
What do I need for a puppy?
There are a few things you will need to buy and organize before your new puppy arrives home. Some of these include:
- Collar & lead
- Food and water bowls
- Food – same as the breeder
- Snuggle/chew toys
- Crate or pen
- Pooper scooper
- Pet Insurance
- Book into a puppy-preschool
- Organize first vet visit
- Training aids
- Boredom busting toys