Shih Tzus are affectionate, friendly, and adaptable — an ideal companion for families and individuals alike. Their loving nature and low exercise needs make them well-suited to apartment living. With the right pet insurance, you can manage unexpected vet costs and keep your Shih Tzu healthy and happy for years to come.
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Shih Tzus are affectionate, charming companions known for their lively personalities and beautiful, flowing coats. While they’re small in size, they can still face health concerns such as breathing difficulties, eye problems, or joint issues — all of which can be costly to treat without support.
With pet insurance for your Shih Tzu, you can claim back a portion of eligible vet expenses, easing the financial burden of unexpected treatments. Whether it’s an emergency, illness, or ongoing condition, cover helps you stay focused on your dog’s health and happiness, rather than worrying about the bills.
| COMMON CLAIMS | MAXIMUM CLAIM |
|---|---|
| Arthritis | $3,891.88 |
| Ear Conditions | $2,850.67 |
| Cruciate Ligament | $7,453.28 |
| Gastrointestinal Condition | $2,861.32 |
| Neoplasia | $7,404.00 |
| Skeletal Condition | $2,161.25 |
| Skin Allergies | $713.40 |
| Mass Lesion | $4,761.10 |
| Fracture/Trauma | $2,231.78 |
Shih Tzus are prone to several costly health issues — from brachycephalic airway syndrome to eye disorders — with some vet bills reaching significant amounts.
This table shows just how expensive common conditions can be. With our pet insurance, you can claim back a portion of these costs and avoid large out-of-pocket expenses.
Pet Insurance Australia can help you cover the costs of unexpected vet bills for your Shih Tzu, offering three levels of coverage, multi-pet discounts, convenient GapOnly® claims, member benefits and dedicated customer support.
The Shih Tzu dog breed is generally healthy but can suffer from various health issues that present in the breed. Shih Tzus are expected to live long, happy lives with proper care and regular vet checkups. Pet Insurance Australia offers pet insurance for Shih Tzus that can cover various health issues your beloved furry family member may experience.
Due to their flat little face, the Shih Tzu breed is prone to Brachycephalic Airway Syndrome, an anatomical abnormality that affects their airways and makes breathing difficult. If your Shih Tzu suffers from this condition, you’ll notice noisy breathing, snoring or laboured breathing. Combined with their long coat, this condition can cause overheating, so avoiding extreme heat and providing a cool environment is recommended.
Although usually seen in larger dogs, Shih Tzus may suffer from Hip Dysplasia. This is a genetic condition where the head of the femur (the ball) doesn’t fit snugly into the hip socket. Your Shih Tzu will struggle standing up and may limp or refuse exercise. Hip Dysplasia isn’t reversible, but with a proper diet to maintain weight, regular vet checkups and pain medication, your lovely little Shih Tzu can live a comfortable, happy life.
The Shih Tzu breed, which features prominent eyes, is prone to various eye issues, ranging from minor irritations (like dry eyes) to more severe conditions like Progressive Retinal Atrophy (PRA). PRA is a condition where the retina slowly deteriorates over time, leading to eventual blindness. Shih Tzus are also prone to cataracts (clouding of the lens that impairs vision) and corneal ulcers (painful sores on the surface of the cornea). Depending on your level of cover and any caps or limitations, Pet Insurance Australia can help towards the costs associated with regular checkups to monitor the eye health of your Shih Tzu.
Hypothyroidism is a health issue that may present in the Shih Tzu breed. When this endocrine disorder occurs, your dog’s thyroid gland can’t produce enough thyroid hormones. This leads to weight gain, lethargy, a dull coat and various skin conditions. A vet can diagnose this disorder through blood tests and recommend treatment such as thyroid hormone replacement and regular checkups. With proper care and treatment, your Shih Tzu can live a healthy life when Hypothyroidism is diagnosed.
Due to their small mouths and compact teeth, it is very common for Shih Tzus to develop dental problems. Issues include plaque and tartar buildup, gingivitis (early stage of gum disease), periodontitis (advanced stage of gum disease and infection), tooth decay and loss and abscesses (infections from the root of the tooth). You must regularly brush your Shih Tzu’s teeth, provide dental chew toys and get regular checkups and professional dental cleans from your vet.
Average Height
Female: 20–27 cm
Male: 20–27 cm
Average Weight
Female: 4–7 kg
Male: 4–7 kg
Temperament
Affectionate, outgoing, friendly, lively, alert, gentle, loyal
Lifespan
10–16 years
Known Genetic Issues
Brachycephalic airway syndrome, hip dysplasia, patellar luxation, dental overcrowding, eye problems (cataracts, progressive retinal atrophy)
Country of Origin
Tibet (developed further in China)
Exercise Requirements
Moderate daily exercise such as a short walk or indoor play.
Coat
Long, dense, flowing double coat (requires regular grooming)
Coat Colours
Wide variety including gold, white, black, brindle, liver, red, and combinations (often with white markings)
Specific Care Requirements
Daily grooming to prevent matting, regular dental care due to small jaw and crowded teeth, protection from extreme heat due to short muzzle. Thrives on companionship and should not be left alone for long periods.
If you are interested in learning more about pet insurance for dogs, please don’t
hesitate to get in touch with Pet Insurance Australia. We offer a range of coverage options to ensure
your pet enjoys a long and happy life with the family.
1 - Terms & Conditions Apply. 2 Month Offer Terms & Conditions can be viewed by clicking here
2 - Depending on your level of cover. Policy T&Cs, limits, exclusions, waiting periods and excess may apply.
3 - You may be eligible for a higher limit; if so, this will be specified in your certificate of insurance.
4 – Applies per Policy Period and is deducted from the benefit payable to you, depending on the cover option chosen. Please note the $600 excess option is not available with a 70% benefit percentage.
5 – T&Cs Apply. MyPetPass® is a rewards programme provided by PetSure (Australia) Pty Ltd ABN 95 075 949 923 (PetSure). Available to holders of active policies. myPetPass® perks are provided by PetSure and third-party suppliers and also subject to these third-party suppliers’ terms and conditions. myPetPass® perks may be amended or withdrawn any time without notice. PetSure does not guarantee that any particular third-party providers will continue to participate in myPetPass® through the offer or provision of perks, or that the myPetPass® rewards programme or any myPetPass® perks or features of myPetPass® will continue to be available. Full Terms & Conditions available at mypetpass.com.au/terms.
6 – After all documentation received.
7 - A separate limit applies to the non-insurance Routine Care item. Routine Care limits apply to specific routine care items. Click here for more info.
8 - There is a 6-month waiting period for cruciate ligament claims. This waiting period may be waived at our discretion. For details on the waiver process, refer to the applicable Product Disclosure Statement.
9 - Terms & Conditions Apply. 3 Month Offer Terms & Conditions can be viewed by clicking here
10 - Live Vet Support is a service provided by PetSure that gives you 24/7 access to general veterinary telehealth advice for your insured pet(s) via online video or chat, via the Customer Portals owned and operated by PetSure. Access to Live Vet Support consultations subject to the Customer Portal terms of use.
11 - Available at participating vets, find your nearest GapOnly® Vet at gaponly.com.au. The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner.
12 - A 5% discount off your second pet insured, 10% discount off your third pet insured, 15% discount off your fourth and subsequent pets insured. For full terms and conditions of this discount, click here
13 - Policy T&Cs, Booster Care limit, applicable benefit percentage, waiting periods and exclusions apply. Annual excess may apply.
14 - Policy T&Cs, limits, exclusions and waiting periods apply. Annual excess may apply.
15 - Depending on the level of cover chosen
Pet Insurance Australia policies entered into for the first time prior to 8 May 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted, distributed and arranged by PetSure’s Authorised Representative (AR) Pet Insurance Australia Pty Ltd ABN 85 113 507 850, AR 326233 (PIA). Pet Insurance Australia policies entered into for the first time on or after 8 May 2023 and subsequent renewals of those policies are issued by PetSure and promoted, distributed and arranged by PetSure’s AR, PIA. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. the PDS and Target Market Determination available at petinsuranceaustralia.com.au.
We understand that there are times when our customers may be feeling vulnerable due to a range of factors. In these situations, we are committed to taking extra care and recognise these vulnerabilities can give rise to unique needs, which can change over time or in response to particular situations. If you are experiencing vulnerability and would like more information on the extra care we can provide please email us on [email protected]. You can also access our underwriter’s Family Violence Policy here, and their website also contains additional accessible ways you can contact us.